Merchant Cash Advance Calculator
An advance against future credit card sales. Fast funding but very expensive — use only as a last resort.
Calculate Merchant Cash Advance Payment
Merchant Cash Advance Quick Facts
Typical Rate40-150% effective APR
Term Range0.5-2 years
Max Amount$500,000
Warning: MCAs carry extremely high effective APRs. Explore all other options before considering an MCA.
About Merchant Cash Advances
An advance against future credit card sales. Fast funding but very expensive — use only as a last resort.
Use our calculator above to estimate your monthly payments and total cost. Adjust the rate and term to see how different scenarios affect your payment. For the most accurate quote, apply with multiple lenders to compare personalized offers.
