2026 cost of living data for Boston. Overall cost index: 172 (national avg = 100).
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Boston is one of the most expensive cities in the United States, with an overall cost of living index of 172. This means living in Boston is approximately 72% more expensive than the national average.
Housing costs are extremely high, often the primary driver of the elevated cost of living in this metropolitan area. The housing index for Boston is 210, which means housing costs are 110% above the national average. This includes both rental prices and home purchase costs in the metropolitan area.
The median household income in Boston is $76,298, with a population of approximately 675,647. The median household income is moderate, providing a reasonable standard of living relative to local costs.
Boston boasts a thriving job market with strong opportunities across multiple industries, including technology, finance, and healthcare.
Beyond housing, daily expenses in Boston are above the national average. Groceries and dining carry an index of 112, while transportation costs sit at 118. Healthcare expenses index at 118, and utilities come in at 125.
Taxes in Boston are above average at 125, which factors into the overall cost of living. State income taxes and local levies contribute to the higher burden.
The weather in Boston is typical for its region, with distinct seasons and moderate conditions for most of the year.
Safety in Boston is comparable to other cities of similar size, with some neighborhoods being safer than others.
Boston may be expensive, but many residents find the higher costs justified by the career opportunities, cultural amenities, and lifestyle the city offers. With a thriving job market and fair weather, Boston continues to attract new residents despite the premium cost of living.
