2026 cost of living data for Cleveland. Overall cost index: 78 (national avg = 100).
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Cleveland is one of the most affordable major cities in the United States, with an overall cost of living index of 78. This means living in Cleveland is approximately 22% less expensive than the national average.
Housing costs are significantly below the national average, making it an attractive option for homebuyers and renters alike. The housing index for Cleveland is 58, which means housing costs are 42% below the national average. This includes both rental prices and home purchase costs in the metropolitan area.
The median household income in Cleveland is $32,053, with a population of approximately 372,624. The median household income is below the national average, which can make the cost of living feel more impactful for many residents.
The job market in Cleveland is more limited compared to larger metropolitan areas, though opportunities exist in local industries and government sectors.
Beyond housing, daily expenses in Cleveland are below the national average. Groceries and dining carry an index of 92, while transportation costs sit at 95. Healthcare expenses index at 92, and utilities come in at 88.
Taxes in Cleveland are roughly average, with a tax index of 98.
The climate can be challenging, with harsh winters and significant seasonal temperature swings that residents should prepare for.
Like many major cities, Cleveland faces some safety challenges, though many neighborhoods remain safe and vibrant communities.
Cleveland offers strong value for those looking to stretch their dollar further without sacrificing too much in terms of amenities and opportunities. With a fair job market and cold/harsh weather, Cleveland continues to attract new residents drawn by the favorable cost of living.
