By Ziv Shay | Updated April 2026
2026 cost of living data for El Paso. Overall cost index: 80 (national avg = 100).
See what your El Paso salary is worth in another city:
El Paso is one of the most affordable major cities in the United States, with an overall cost of living index of 80. This means living in El Paso is approximately 20% less expensive than the national average.
Housing costs are significantly below the national average, making it an attractive option for homebuyers and renters alike. The housing index for El Paso is 72, which means housing costs are 28% below the national average. This includes both rental prices and home purchase costs in the metropolitan area.
The median household income in El Paso is $46,871, with a population of approximately 678,815. The median household income is below the national average, which can make the cost of living feel more impactful for many residents.
The job market in El Paso is more limited compared to larger metropolitan areas, though opportunities exist in local industries and government sectors.
Beyond housing, daily expenses in El Paso are below the national average. Groceries and dining carry an index of 90, while transportation costs sit at 90. Healthcare expenses index at 88, and utilities come in at 94.
One of the financial advantages of living in El Paso is the favorable tax environment. With a tax index of 80, residents pay significantly less in state and local taxes compared to the national average.
El Paso enjoys generally pleasant weather, with seasonal variations that most residents find manageable.
El Paso ranks as one of the safer major cities, with crime rates below the national average for metropolitan areas of its size.
El Paso offers strong value for those looking to stretch their dollar further without sacrificing too much in terms of amenities and opportunities. With a fair job market and good weather, El Paso continues to attract new residents drawn by the favorable cost of living.
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