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Cost of Living in Kansas City, MO

By Ziv Shay | Updated April 2026

2026 cost of living data for Kansas City. Overall cost index: 86 (national avg = 100).

Overall Cost of Living Index
86
Below Average
14% below the national average

Cost Breakdown by Category

🏠 Housing78 — Very Affordable
78
🛒 Food & Groceries94 — Below Average
94
🚗 Transportation95 — Below Average
95
🏥 Healthcare95 — Below Average
95
⚡ Utilities95 — Below Average
95
🎭 Entertainment95 — Below Average
95
📋 Taxes92 — Below Average
92

Quality of Life in Kansas City

🛡️
4/10
Safety
Average
☀️
5/10
Weather
Fair
💼
7/10
Job Market
Good

Key Statistics

Median Household Income
$55,220
Population
508,090

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Living in Kansas City, MO — 2026 Cost of Living Guide

Kansas City is moderately affordable compared to the national average, with an overall cost of living index of 86. This means living in Kansas City is approximately 14% less expensive than the national average.

Housing Costs in Kansas City

Housing costs are significantly below the national average, making it an attractive option for homebuyers and renters alike. The housing index for Kansas City is 78, which means housing costs are 22% below the national average. This includes both rental prices and home purchase costs in the metropolitan area.

Income and Employment

The median household income in Kansas City is $55,220, with a population of approximately 508,090. The median household income is moderate, providing a reasonable standard of living relative to local costs.

The job market in Kansas City is solid, with steady growth in several key sectors and reasonable unemployment rates.

Daily Living Expenses

Beyond housing, daily expenses in Kansas City are below the national average. Groceries and dining carry an index of 94, while transportation costs sit at 95. Healthcare expenses index at 95, and utilities come in at 95.

Taxes

Taxes in Kansas City are roughly average, with a tax index of 92.

Quality of Life

The weather in Kansas City is typical for its region, with distinct seasons and moderate conditions for most of the year.

Like many major cities, Kansas City faces some safety challenges, though many neighborhoods remain safe and vibrant communities.

Is Kansas City a Good Place to Live?

Kansas City offers strong value for those looking to stretch their dollar further without sacrificing too much in terms of amenities and opportunities. With a good job market and fair weather, Kansas City continues to attract new residents drawn by the favorable cost of living.

Compare Kansas City With Other Cities

Kansas City vs New York CityKansas City vs Los AngelesKansas City vs ChicagoKansas City vs HoustonKansas City vs PhoenixKansas City vs PhiladelphiaKansas City vs San AntonioKansas City vs San DiegoKansas City vs DallasKansas City vs San JoseKansas City vs AustinKansas City vs Jacksonville

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About the AuthorZiv Shay is a software engineer and fintech enthusiast based in Israel, building free financial tools since 2024. Learn more
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Common Questions About Cost of Living Comparison

How do I compare cost of living between cities?

Use the free cost of living comparison tool at aihowtoinvest.com/cost-of-living. Select two cities to see detailed breakdowns of housing, food, transportation, and healthcare costs plus required salary adjustments.

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