Side-by-side cost of living comparison for 2026
Median Income: $75,413
Population: 978,908
Median Income: $56,019
Population: 2,304,580
When comparing Austin and Houston, the overall cost of living differs by 16.7%. Austin carries a cost index of 108 compared to Houston's 90, meaning your dollar stretches 17% further in Houston.
Housing is where the most significant gap appears between these two cities. Houston has a housing index of 82 compared to Austin's 120. This 38-point difference translates to substantial monthly savings on rent or mortgage payments in Houston.
Austin is more affordable for: Transportation.
Houston is more affordable for: Housing, Food & Groceries, Healthcare, Entertainment.
If you earn $60,000 in Austin, you would need $50,000 in Houston to maintain the same standard of living. For a $100,000 salary, the equivalent would be $83,333.
The median household income in Austin is $75,413 compared to $56,019 in Houston. While Austin has higher incomes, the higher cost of living may offset this advantage.
Safety: Austin scores 7/10 while Houston scores 5/10 in our safety assessment.
Weather: Austin has an edge in climate with a 6/10 weather score compared to Houston's 5/10.
Job Market: Austin's job market (9/10) is stronger than Houston's (7/10).
Houston is the more affordable option overall, but cost is just one factor in deciding where to live. Consider your career opportunities, family needs, and lifestyle preferences alongside the financial comparison. Austin may justify its higher costs with a thriving job market that many residents find worthwhile.
