Side-by-side cost of living comparison for 2026
Median Income: $56,019
Population: 2,304,580
Median Income: $56,831
Population: 1,343,573
When comparing Houston and Dallas, the overall cost of living differs by 6.7%. Dallas carries a cost index of 96 compared to Houston's 90, meaning your dollar stretches 6% further in Houston.
Housing is where the most significant gap appears between these two cities. Houston has a housing index of 82 compared to Dallas's 95. This 13-point difference translates to substantial monthly savings on rent or mortgage payments in Houston.
Houston is more affordable for: Housing, Food & Groceries, Healthcare, Utilities, Entertainment.
Dallas is more affordable for: Transportation.
If you earn $60,000 in Houston, you would need $64,000 in Dallas to maintain the same standard of living. For a $100,000 salary, the equivalent would be $106,667.
The median household income in Houston is $56,019 compared to $56,831 in Dallas. Dallas has higher incomes, though the higher cost of living may offset this advantage.
Safety: Houston scores 5/10 while Dallas scores 5/10 in our safety assessment.
Weather: Dallas enjoys better weather with a score of 6/10 versus Houston's 5/10.
Job Market: Dallas has the stronger job market (8/10) compared to Houston (7/10).
Houston is the more affordable option overall, but cost is just one factor in deciding where to live. Consider your career opportunities, family needs, and lifestyle preferences alongside the financial comparison. Dallas may justify its higher costs with a thriving job market that many residents find worthwhile.
