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Los Angeles vs Philadelphia

By Ziv Shay | Updated April 2026

Side-by-side cost of living comparison for 2026

Philadelphia is 32.5% cheaper than Los Angeles
Your dollar goes 33% further in Philadelphia

Los Angeles

166
Very Expensive

Philadelphia

112
Above Average

Category Breakdown

🏠 Housing
Los Angeles
208
Philadelphia
112
🛒 Food & Groceries
Los Angeles
110
Philadelphia
108
🚗 Transportation
Los Angeles
118
Philadelphia
112
🏥 Healthcare
Los Angeles
112
Philadelphia
107
⚡ Utilities
Los Angeles
103
Philadelphia
110
🎭 Entertainment
Los Angeles
115
Philadelphia
105
📋 Taxes
Los Angeles
128
Philadelphia
118

Salary Equivalent

Quality of Life Comparison

Los Angeles

🛡️
5/10
Safety
Average
☀️
9/10
Weather
Excellent
💼
8/10
Jobs
Thriving

Median Income: $69,778

Population: 3,979,576

Philadelphia

🛡️
4/10
Safety
Average
☀️
5/10
Weather
Fair
💼
6/10
Jobs
Good

Median Income: $49,127

Population: 1,603,797

Los Angeles vs Philadelphia: Complete Cost of Living Comparison 2026

When comparing Los Angeles and Philadelphia, the overall cost of living differs by 32.5%. Los Angeles carries a cost index of 166 compared to Philadelphia's 112, meaning your dollar stretches 33% further in Philadelphia.

Housing: The Biggest Difference

Housing is where the most significant gap appears between these two cities. Philadelphia has a housing index of 112 compared to Los Angeles's 208. This 96-point difference translates to substantial monthly savings on rent or mortgage payments in Philadelphia.

Where Each City Wins

Los Angeles is more affordable for: Utilities.

Philadelphia is more affordable for: Housing, Food & Groceries, Transportation, Healthcare, Entertainment, Taxes.

Salary Comparison

If you earn $60,000 in Los Angeles, you would need $40,482 in Philadelphia to maintain the same standard of living. For a $100,000 salary, the equivalent would be $67,470.

The median household income in Los Angeles is $69,778 compared to $49,127 in Philadelphia. While Los Angeles has higher incomes, the higher cost of living may offset this advantage.

Quality of Life Factors

Safety: Los Angeles scores 5/10 while Philadelphia scores 4/10 in our safety assessment.

Weather: Los Angeles has an edge in climate with a 9/10 weather score compared to Philadelphia's 5/10.

Job Market: Los Angeles's job market (8/10) is stronger than Philadelphia's (6/10).

Which City Should You Choose?

Philadelphia is the more affordable option overall, but cost is just one factor in deciding where to live. Consider your career opportunities, family needs, and lifestyle preferences alongside the financial comparison. Los Angeles may justify its higher costs with a thriving job market that many residents find worthwhile.

Related Comparisons

Los Angeles vs New York CityLos Angeles vs ChicagoLos Angeles vs HoustonLos Angeles vs PhoenixLos Angeles vs San AntonioLos Angeles vs San DiegoLos Angeles vs DallasLos Angeles vs San JosePhiladelphia vs New York CityPhiladelphia vs ChicagoPhiladelphia vs HoustonPhiladelphia vs Phoenix

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About the AuthorZiv Shay is a software engineer and fintech enthusiast based in Israel, building free financial tools since 2024. Learn more
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Common Questions About Cost of Living Comparison

How do I compare cost of living between cities?

Use the free cost of living comparison tool at aihowtoinvest.com/cost-of-living. Select two cities to see detailed breakdowns of housing, food, transportation, and healthcare costs plus required salary adjustments.

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