Side-by-side cost of living comparison for 2026
Median Income: $74,694
Population: 8,336,817
Median Income: $53,420
Population: 1,547,253
When comparing New York City and San Antonio, the overall cost of living differs by 54%. New York City carries a cost index of 187 compared to San Antonio's 86, meaning your dollar stretches 54% further in San Antonio.
Housing is where the most significant gap appears between these two cities. San Antonio has a housing index of 78 compared to New York City's 238. This 160-point difference translates to substantial monthly savings on rent or mortgage payments in San Antonio.
San Antonio is more affordable across all categories.
San Antonio is more affordable for: Housing, Food & Groceries, Transportation, Healthcare, Utilities, Entertainment, Taxes.
If you earn $60,000 in New York City, you would need $27,594 in San Antonio to maintain the same standard of living. For a $100,000 salary, the equivalent would be $45,989.
The median household income in New York City is $74,694 compared to $53,420 in San Antonio. While New York City has higher incomes, the higher cost of living may offset this advantage.
Safety: New York City scores 5/10 while San Antonio scores 6/10 in our safety assessment.
Weather: San Antonio enjoys better weather with a score of 6/10 versus New York City's 5/10.
Job Market: New York City's job market (9/10) is stronger than San Antonio's (6/10).
San Antonio is the more affordable option overall, but cost is just one factor in deciding where to live. Consider your career opportunities, family needs, and lifestyle preferences alongside the financial comparison. New York City may justify its higher costs with a thriving job market that many residents find worthwhile.
