Side-by-side cost of living comparison for 2026
Median Income: $49,127
Population: 1,603,797
Median Income: $56,831
Population: 1,343,573
When comparing Philadelphia and Dallas, the overall cost of living differs by 14.3%. Philadelphia carries a cost index of 112 compared to Dallas's 96, meaning your dollar stretches 14% further in Dallas.
Housing is where the most significant gap appears between these two cities. Dallas has a housing index of 95 compared to Philadelphia's 112. This 17-point difference translates to substantial monthly savings on rent or mortgage payments in Dallas.
Dallas is more affordable across all categories.
Dallas is more affordable for: Housing, Food & Groceries, Transportation, Healthcare, Utilities, Entertainment, Taxes.
If you earn $60,000 in Philadelphia, you would need $51,429 in Dallas to maintain the same standard of living. For a $100,000 salary, the equivalent would be $85,714.
The median household income in Philadelphia is $49,127 compared to $56,831 in Dallas. Dallas has higher incomes, along with competitive costs, giving residents strong purchasing power.
Safety: Philadelphia scores 4/10 while Dallas scores 5/10 in our safety assessment.
Weather: Dallas enjoys better weather with a score of 6/10 versus Philadelphia's 5/10.
Job Market: Dallas has the stronger job market (8/10) compared to Philadelphia (6/10).
Dallas is the more affordable option overall, but cost is just one factor in deciding where to live. Consider your career opportunities, family needs, and lifestyle preferences alongside the financial comparison. Philadelphia may justify its higher costs with unique cultural amenities that many residents find worthwhile.
