Side-by-side cost of living comparison for 2026
Median Income: $69,720
Population: 474,069
Median Income: $49,127
Population: 1,603,797
When comparing Raleigh and Philadelphia, the overall cost of living differs by 9.8%. Philadelphia carries a cost index of 112 compared to Raleigh's 102, meaning your dollar stretches 9% further in Raleigh.
Housing is where the most significant gap appears between these two cities. Raleigh has a housing index of 108 compared to Philadelphia's 112. This 4-point difference translates to substantial monthly savings on rent or mortgage payments in Raleigh.
Raleigh is more affordable for: Housing, Food & Groceries, Transportation, Healthcare, Utilities, Entertainment, Taxes.
If you earn $60,000 in Raleigh, you would need $65,882 in Philadelphia to maintain the same standard of living. For a $100,000 salary, the equivalent would be $109,804.
The median household income in Raleigh is $69,720 compared to $49,127 in Philadelphia. While Raleigh has higher incomes, combined with lower costs, residents enjoy greater purchasing power.
Safety: Raleigh scores 7/10 while Philadelphia scores 4/10 in our safety assessment.
Weather: Raleigh has an edge in climate with a 7/10 weather score compared to Philadelphia's 5/10.
Job Market: Raleigh's job market (8/10) is stronger than Philadelphia's (6/10).
Raleigh is the more affordable option overall, but cost is just one factor in deciding where to live. Consider your career opportunities, family needs, and lifestyle preferences alongside the financial comparison. Philadelphia may justify its higher costs with unique cultural amenities that many residents find worthwhile.
