Side-by-side cost of living comparison for 2026
Median Income: $65,046
Population: 524,943
Median Income: $49,127
Population: 1,603,797
When comparing Sacramento and Philadelphia, the overall cost of living differs by 10.4%. Sacramento carries a cost index of 125 compared to Philadelphia's 112, meaning your dollar stretches 10% further in Philadelphia.
Housing is where the most significant gap appears between these two cities. Philadelphia has a housing index of 112 compared to Sacramento's 142. This 30-point difference translates to substantial monthly savings on rent or mortgage payments in Philadelphia.
Sacramento is more affordable for: Food & Groceries, Transportation, Healthcare, Utilities.
Philadelphia is more affordable for: Housing.
If you earn $60,000 in Sacramento, you would need $53,760 in Philadelphia to maintain the same standard of living. For a $100,000 salary, the equivalent would be $89,600.
The median household income in Sacramento is $65,046 compared to $49,127 in Philadelphia. While Sacramento has higher incomes, the higher cost of living may offset this advantage.
Safety: Sacramento scores 5/10 while Philadelphia scores 4/10 in our safety assessment.
Weather: Sacramento has an edge in climate with a 8/10 weather score compared to Philadelphia's 5/10.
Job Market: Sacramento's job market (7/10) is stronger than Philadelphia's (6/10).
Philadelphia is the more affordable option overall, but cost is just one factor in deciding where to live. Consider your career opportunities, family needs, and lifestyle preferences alongside the financial comparison. Sacramento may justify its higher costs with excellent weather that many residents find worthwhile.
