Side-by-side cost of living comparison for 2026
Median Income: $55,584
Population: 384,959
Median Income: $49,127
Population: 1,603,797
When comparing Tampa and Philadelphia, the overall cost of living differs by 8.7%. Philadelphia carries a cost index of 112 compared to Tampa's 103, meaning your dollar stretches 8% further in Tampa.
Housing is where the most significant gap appears between these two cities. Philadelphia has a housing index of 112 compared to Tampa's 115. This 3-point difference translates to substantial monthly savings on rent or mortgage payments in Philadelphia.
Tampa is more affordable for: Food & Groceries, Transportation, Healthcare, Utilities, Entertainment, Taxes.
Philadelphia is more affordable for: Housing.
If you earn $60,000 in Tampa, you would need $65,243 in Philadelphia to maintain the same standard of living. For a $100,000 salary, the equivalent would be $108,738.
The median household income in Tampa is $55,584 compared to $49,127 in Philadelphia. While Tampa has higher incomes, combined with lower costs, residents enjoy greater purchasing power.
Safety: Tampa scores 5/10 while Philadelphia scores 4/10 in our safety assessment.
Weather: Tampa has an edge in climate with a 8/10 weather score compared to Philadelphia's 5/10.
Job Market: Tampa's job market (7/10) is stronger than Philadelphia's (6/10).
Tampa is the more affordable option overall, but cost is just one factor in deciding where to live. Consider your career opportunities, family needs, and lifestyle preferences alongside the financial comparison. Philadelphia may justify its higher costs with unique cultural amenities that many residents find worthwhile.
