Side-by-side cost of living comparison for 2026
Median Income: $90,842
Population: 689,545
Median Income: $49,127
Population: 1,603,797
When comparing Washington DC and Philadelphia, the overall cost of living differs by 29.1%. Washington DC carries a cost index of 158 compared to Philadelphia's 112, meaning your dollar stretches 29% further in Philadelphia.
Housing is where the most significant gap appears between these two cities. Philadelphia has a housing index of 112 compared to Washington DC's 195. This 83-point difference translates to substantial monthly savings on rent or mortgage payments in Philadelphia.
Washington DC is more affordable for: Utilities.
Philadelphia is more affordable for: Housing, Food & Groceries, Transportation, Healthcare, Entertainment, Taxes.
If you earn $60,000 in Washington DC, you would need $42,532 in Philadelphia to maintain the same standard of living. For a $100,000 salary, the equivalent would be $70,886.
The median household income in Washington DC is $90,842 compared to $49,127 in Philadelphia. While Washington DC has higher incomes, the higher cost of living may offset this advantage.
Safety: Washington DC scores 5/10 while Philadelphia scores 4/10 in our safety assessment.
Weather: Washington DC has an edge in climate with a 6/10 weather score compared to Philadelphia's 5/10.
Job Market: Washington DC's job market (9/10) is stronger than Philadelphia's (6/10).
Philadelphia is the more affordable option overall, but cost is just one factor in deciding where to live. Consider your career opportunities, family needs, and lifestyle preferences alongside the financial comparison. Washington DC may justify its higher costs with a thriving job market that many residents find worthwhile.
