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Mortgage Calculator by State 2026

By Ziv Shay | Updated April 2026

Compare mortgage rates, property taxes, and monthly payments across all 50 US states. Click a state for detailed calculator and local data.

Alabama

Median Home$230,000 Rate6.85% Prop Tax0.41% Est. Payment$1,405/mo

Alaska

Median Home$340,000 Rate6.9% Prop Tax1.19% Est. Payment$2,229/mo

Arizona

Median Home$390,000 Rate6.8% Prop Tax0.62% Est. Payment$2,373/mo

Arkansas

Median Home$185,000 Rate6.85% Prop Tax0.62% Est. Payment$1,215/mo

California

Median Home$750,000 Rate6.75% Prop Tax0.75% Est. Payment$4,490/mo

Colorado

Median Home$520,000 Rate6.8% Prop Tax0.51% Est. Payment$3,116/mo

Connecticut

Median Home$380,000 Rate6.85% Prop Tax2.15% Est. Payment$2,814/mo

Delaware

Median Home$330,000 Rate6.85% Prop Tax0.57% Est. Payment$1,978/mo

Florida

Median Home$380,000 Rate6.8% Prop Tax0.89% Est. Payment$2,622/mo

Georgia

Median Home$320,000 Rate6.85% Prop Tax0.92% Est. Payment$2,073/mo

Hawaii

Median Home$850,000 Rate6.9% Prop Tax0.28% Est. Payment$4,777/mo

Idaho

Median Home$415,000 Rate6.85% Prop Tax0.69% Est. Payment$2,506/mo

Illinois

Median Home$260,000 Rate6.85% Prop Tax2.27% Est. Payment$1,976/mo

Indiana

Median Home$235,000 Rate6.85% Prop Tax0.85% Est. Payment$1,507/mo

Iowa

Median Home$210,000 Rate6.85% Prop Tax1.57% Est. Payment$1,476/mo

Kansas

Median Home$220,000 Rate6.85% Prop Tax1.41% Est. Payment$1,587/mo

Kentucky

Median Home$205,000 Rate6.85% Prop Tax0.86% Est. Payment$1,359/mo

Louisiana

Median Home$195,000 Rate6.85% Prop Tax0.55% Est. Payment$1,378/mo

Maine

Median Home$340,000 Rate6.85% Prop Tax1.36% Est. Payment$2,259/mo

Maryland

Median Home$395,000 Rate6.85% Prop Tax1.09% Est. Payment$2,538/mo

Massachusetts

Median Home$580,000 Rate6.8% Prop Tax1.23% Est. Payment$3,740/mo

Michigan

Median Home$230,000 Rate6.85% Prop Tax1.54% Est. Payment$1,618/mo

Minnesota

Median Home$330,000 Rate6.85% Prop Tax1.12% Est. Payment$2,167/mo

Mississippi

Median Home$165,000 Rate6.9% Prop Tax0.81% Est. Payment$1,139/mo

Missouri

Median Home$235,000 Rate6.85% Prop Tax0.97% Est. Payment$1,547/mo

Montana

Median Home$420,000 Rate6.85% Prop Tax0.84% Est. Payment$2,612/mo

Nebraska

Median Home$240,000 Rate6.85% Prop Tax1.73% Est. Payment$1,762/mo

Nevada

Median Home$410,000 Rate6.8% Prop Tax0.6% Est. Payment$2,447/mo

New Hampshire

Median Home$430,000 Rate6.85% Prop Tax2.18% Est. Payment$3,127/mo

New Jersey

Median Home$470,000 Rate6.8% Prop Tax2.49% Est. Payment$3,526/mo

New Mexico

Median Home$280,000 Rate6.85% Prop Tax0.8% Est. Payment$1,767/mo

New York

Median Home$420,000 Rate6.8% Prop Tax1.72% Est. Payment$2,909/mo

North Carolina

Median Home$320,000 Rate6.85% Prop Tax0.84% Est. Payment$2,031/mo

North Dakota

Median Home$250,000 Rate6.85% Prop Tax0.98% Est. Payment$1,631/mo

Ohio

Median Home$215,000 Rate6.85% Prop Tax1.56% Est. Payment$1,498/mo

Oklahoma

Median Home$195,000 Rate6.85% Prop Tax0.9% Est. Payment$1,402/mo

Oregon

Median Home$480,000 Rate6.8% Prop Tax0.97% Est. Payment$2,983/mo

Pennsylvania

Median Home$270,000 Rate6.85% Prop Tax1.58% Est. Payment$1,867/mo

Rhode Island

Median Home$400,000 Rate6.85% Prop Tax1.63% Est. Payment$2,778/mo

South Carolina

Median Home$280,000 Rate6.85% Prop Tax0.57% Est. Payment$1,747/mo

South Dakota

Median Home$290,000 Rate6.85% Prop Tax1.22% Est. Payment$1,965/mo

Tennessee

Median Home$310,000 Rate6.85% Prop Tax0.71% Est. Payment$1,946/mo

Texas

Median Home$290,000 Rate6.8% Prop Tax1.8% Est. Payment$2,131/mo

Utah

Median Home$470,000 Rate6.8% Prop Tax0.63% Est. Payment$2,785/mo

Vermont

Median Home$350,000 Rate6.85% Prop Tax1.9% Est. Payment$2,464/mo

Virginia

Median Home$400,000 Rate6.8% Prop Tax0.82% Est. Payment$2,459/mo

Washington

Median Home$560,000 Rate6.8% Prop Tax1.03% Est. Payment$3,501/mo

West Virginia

Median Home$145,000 Rate6.9% Prop Tax0.58% Est. Payment$922/mo

Wisconsin

Median Home$275,000 Rate6.85% Prop Tax1.85% Est. Payment$1,949/mo

Wyoming

Median Home$310,000 Rate6.85% Prop Tax0.61% Est. Payment$1,874/mo
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