Business Loan Calculator

Retail Business Loans

Retail businesses benefit from lines of credit for seasonal inventory and SBA loans for expansion. Strong POS data helps with approvals.

Calculate Retail Loan Payment

Retail Loan Overview

Average Loan Size$250,000
Common Loan TypesSBA 7(a) Loan, Business Line of Credit, Merchant Cash Advance
Industry Tip: Retail businesses benefit from lines of credit for seasonal inventory and SBA loans for expansion. Strong POS data helps with approvals.

Best Loans for Retail Businesses

SBA 7(a) Loan

The most popular SBA loan program for general business purposes including working capital, equipment, and real estate.

Business Line of Credit

Revolving credit that lets you draw funds as needed and only pay interest on what you use.

Merchant Cash Advance

An advance against future credit card sales. Fast funding but very expensive — use only as a last resort.

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