Average tuition, fees, room & board for Delaware colleges in 2026-2027. Compare costs and plan your 529 savings.
Delaware does not offer a state income tax deduction for 529 plan contributions. However, you still benefit from federal tax-free growth and tax-free withdrawals for qualified education expenses.
To cover the full 4-year in-state cost at today's prices ($96,400), a Delaware family starting at birth would need to save approximately $446/month. Factoring in 5% annual cost inflation and 7% investment returns in a 529 plan, the recommended monthly savings increases to approximately $539.
| Starting Age | Monthly Savings Needed | Total Contributed | Est. 529 Growth |
|---|---|---|---|
| Age 0 (18 years) | $539/mo | $116,343 | +$115,655 |
| Age 5 (13 years) | $718/mo | $111,937 | +$69,839 |
| Age 10 (8 years) | $1,111/mo | $106,654 | +$35,772 |
| Age 13 (5 years) | $1,719/mo | $103,111 | +$19,923 |
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