Georgia College Costs & 529 Plan Guide

Average tuition, fees, room & board for Georgia colleges in 2026-2027. Compare costs and plan your 529 savings.

🎓 Georgia College Cost Overview

PUBLIC IN-STATE (ANNUAL)

$21,600

$86,400 for 4 years

PUBLIC OUT-OF-STATE (ANNUAL)

$38,400

$153,600 for 4 years

UNIVERSITY OF GEORGIA

$27,500

$110,000 for 4 years

PROJECTED IN 10 YEARS (5% INFLATION)

$140,736

$35,184/yr in 2035

💰 Georgia 529 Plan Tax Benefits

STATE TAX DEDUCTION

$8,000

Up to $8,000 per beneficiary per taxpayer

FEDERAL TAX BENEFIT

Tax-Free Growth

All 529 earnings grow and are withdrawn tax-free for education

Residents of Georgia can deduct 529 plan contributions from their state taxable income. Up to $8,000 per beneficiary per taxpayer. This can save you hundreds or even thousands of dollars per year on your state tax bill while building your child's college fund.

Calculate Your Savings Plan →

College Savings Strategies for Georgia Families

To cover the full 4-year in-state cost at today's prices ($86,400), a Georgia family starting at birth would need to save approximately $400/month. Factoring in 5% annual cost inflation and 7% investment returns in a 529 plan, the recommended monthly savings increases to approximately $483.

Monthly Savings Targets for Georgia In-State

Starting Age	Monthly Savings Needed	Total Contributed	Est. 529 Growth
Age 0 (18 years)	$483/mo	$104,275	+$103,657
Age 5 (13 years)	$643/mo	$100,325	+$62,595
Age 10 (8 years)	$996/mo	$95,591	+$32,062
Age 13 (5 years)	$1,540/mo	$92,415	+$17,856