By Ziv Shay | Updated April 2026
2026 cost of living data for Jacksonville. Overall cost index: 92 (national avg = 100).
See what your Jacksonville salary is worth in another city:
Jacksonville is moderately affordable compared to the national average, with an overall cost of living index of 92. This means living in Jacksonville is approximately 8% less expensive than the national average.
Housing costs are roughly in line with the national average. The housing index for Jacksonville is 88, which means housing costs are 12% below the national average. This includes both rental prices and home purchase costs in the metropolitan area.
The median household income in Jacksonville is $55,530, with a population of approximately 949,611. The median household income is moderate, providing a reasonable standard of living relative to local costs.
The job market in Jacksonville is solid, with steady growth in several key sectors and reasonable unemployment rates.
Beyond housing, daily expenses in Jacksonville are near the national average. Groceries and dining carry an index of 98, while transportation costs sit at 98. Healthcare expenses index at 95, and utilities come in at 96.
One of the financial advantages of living in Jacksonville is the favorable tax environment. With a tax index of 82, residents pay significantly less in state and local taxes compared to the national average.
Jacksonville enjoys generally pleasant weather, with seasonal variations that most residents find manageable.
Safety in Jacksonville is comparable to other cities of similar size, with some neighborhoods being safer than others.
Jacksonville offers strong value for those looking to stretch their dollar further without sacrificing too much in terms of amenities and opportunities. With a good job market and good weather, Jacksonville continues to attract new residents drawn by the favorable cost of living.
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