Side-by-side cost of living comparison for 2026
Median Income: $55,530
Population: 949,611
Median Income: $65,781
Population: 2,693,976
When comparing Jacksonville and Chicago, the overall cost of living differs by 21.7%. Chicago carries a cost index of 112 compared to Jacksonville's 92, meaning your dollar stretches 18% further in Jacksonville.
Housing is where the most significant gap appears between these two cities. Jacksonville has a housing index of 88 compared to Chicago's 118. This 30-point difference translates to substantial monthly savings on rent or mortgage payments in Jacksonville.
Jacksonville is more affordable for: Housing, Food & Groceries, Transportation, Healthcare, Utilities, Entertainment, Taxes.
If you earn $60,000 in Jacksonville, you would need $73,043 in Chicago to maintain the same standard of living. For a $100,000 salary, the equivalent would be $121,739.
The median household income in Jacksonville is $55,530 compared to $65,781 in Chicago. Chicago has higher incomes, though the higher cost of living may offset this advantage.
Safety: Jacksonville scores 5/10 while Chicago scores 4/10 in our safety assessment.
Weather: Jacksonville has an edge in climate with a 7/10 weather score compared to Chicago's 4/10.
Job Market: Chicago has the stronger job market (7/10) compared to Jacksonville (6/10).
Jacksonville is the more affordable option overall, but cost is just one factor in deciding where to live. Consider your career opportunities, family needs, and lifestyle preferences alongside the financial comparison. Chicago may justify its higher costs with unique cultural amenities that many residents find worthwhile.
