2026 cost of living data for Sacramento. Overall cost index: 125 (national avg = 100).
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Sacramento is above the national average in terms of cost, with an overall cost of living index of 125. This means living in Sacramento is approximately 25% more expensive than the national average.
Housing costs are notably higher than the national average, which is a significant factor in the overall cost of living. The housing index for Sacramento is 142, which means housing costs are 42% above the national average. This includes both rental prices and home purchase costs in the metropolitan area.
The median household income in Sacramento is $65,046, with a population of approximately 524,943. The median household income is moderate, providing a reasonable standard of living relative to local costs.
The job market in Sacramento is solid, with steady growth in several key sectors and reasonable unemployment rates.
Beyond housing, daily expenses in Sacramento are near the national average. Groceries and dining carry an index of 105, while transportation costs sit at 108. Healthcare expenses index at 105, and utilities come in at 98.
Taxes in Sacramento are above average at 118, which factors into the overall cost of living. State income taxes and local levies contribute to the higher burden.
The climate in Sacramento is one of its strongest selling points, with mild temperatures and plenty of sunshine throughout the year.
Safety in Sacramento is comparable to other cities of similar size, with some neighborhoods being safer than others.
Sacramento may be expensive, but many residents find the higher costs justified by the career opportunities, cultural amenities, and lifestyle the city offers. With a good job market and excellent weather, Sacramento continues to attract new residents despite the premium cost of living.
