Side-by-side cost of living comparison for 2026
Median Income: $52,164
Population: 585,708
Median Income: $75,413
Population: 978,908
When comparing Baltimore and Austin, the overall cost of living is remarkably similar. Austin carries a cost index of 108 compared to Baltimore's 108, meaning your dollar stretches 0% further in Baltimore.
Housing is where the most significant gap appears between these two cities. Baltimore has a housing index of 105 compared to Austin's 120. This 15-point difference translates to substantial monthly savings on rent or mortgage payments in Baltimore.
Baltimore is more affordable for: Housing, Entertainment.
Austin is more affordable for: Food & Groceries, Transportation, Healthcare, Utilities, Taxes.
If you earn $60,000 in Baltimore, you would need $60,000 in Austin to maintain the same standard of living. For a $100,000 salary, the equivalent would be $100,000.
The median household income in Baltimore is $52,164 compared to $75,413 in Austin. Austin has higher incomes, along with competitive costs, giving residents strong purchasing power.
Safety: Baltimore scores 3/10 while Austin scores 7/10 in our safety assessment.
Weather: Austin enjoys better weather with a score of 6/10 versus Baltimore's 5/10.
Job Market: Austin has the stronger job market (9/10) compared to Baltimore (6/10).
Baltimore is the more affordable option overall, but cost is just one factor in deciding where to live. Consider your career opportunities, family needs, and lifestyle preferences alongside the financial comparison. Austin may justify its higher costs with a thriving job market that many residents find worthwhile.
