Side-by-side cost of living comparison for 2026
Median Income: $56,831
Population: 1,343,573
Median Income: $75,413
Population: 978,908
When comparing Dallas and Austin, the overall cost of living differs by 12.5%. Austin carries a cost index of 108 compared to Dallas's 96, meaning your dollar stretches 11% further in Dallas.
Housing is where the most significant gap appears between these two cities. Dallas has a housing index of 95 compared to Austin's 120. This 25-point difference translates to substantial monthly savings on rent or mortgage payments in Dallas.
Dallas is more affordable for: Housing, Food & Groceries, Entertainment.
Austin is more affordable for: Transportation, Healthcare, Utilities.
If you earn $60,000 in Dallas, you would need $67,500 in Austin to maintain the same standard of living. For a $100,000 salary, the equivalent would be $112,500.
The median household income in Dallas is $56,831 compared to $75,413 in Austin. Austin has higher incomes, though the higher cost of living may offset this advantage.
Safety: Dallas scores 5/10 while Austin scores 7/10 in our safety assessment.
Weather: Both cities score similarly for weather at 6/10.
Job Market: Austin has the stronger job market (9/10) compared to Dallas (8/10).
Dallas is the more affordable option overall, but cost is just one factor in deciding where to live. Consider your career opportunities, family needs, and lifestyle preferences alongside the financial comparison. Austin may justify its higher costs with a thriving job market that many residents find worthwhile.
