Side-by-side cost of living comparison for 2026
Median Income: $62,187
Population: 958,692
Median Income: $49,127
Population: 1,603,797
When comparing Fort Worth and Philadelphia, the overall cost of living differs by 23.1%. Philadelphia carries a cost index of 112 compared to Fort Worth's 91, meaning your dollar stretches 19% further in Fort Worth.
Housing is where the most significant gap appears between these two cities. Fort Worth has a housing index of 88 compared to Philadelphia's 112. This 24-point difference translates to substantial monthly savings on rent or mortgage payments in Fort Worth.
Fort Worth is more affordable for: Housing, Food & Groceries, Transportation, Healthcare, Utilities, Entertainment, Taxes.
If you earn $60,000 in Fort Worth, you would need $73,846 in Philadelphia to maintain the same standard of living. For a $100,000 salary, the equivalent would be $123,077.
The median household income in Fort Worth is $62,187 compared to $49,127 in Philadelphia. While Fort Worth has higher incomes, combined with lower costs, residents enjoy greater purchasing power.
Safety: Fort Worth scores 6/10 while Philadelphia scores 4/10 in our safety assessment.
Weather: Fort Worth has an edge in climate with a 6/10 weather score compared to Philadelphia's 5/10.
Job Market: Fort Worth's job market (7/10) is stronger than Philadelphia's (6/10).
Fort Worth is the more affordable option overall, but cost is just one factor in deciding where to live. Consider your career opportunities, family needs, and lifestyle preferences alongside the financial comparison. Philadelphia may justify its higher costs with unique cultural amenities that many residents find worthwhile.
