Side-by-side cost of living comparison for 2026
Median Income: $62,187
Population: 958,692
Median Income: $65,781
Population: 2,693,976
When comparing Fort Worth and Chicago, the overall cost of living differs by 23.1%. Chicago carries a cost index of 112 compared to Fort Worth's 91, meaning your dollar stretches 19% further in Fort Worth.
Housing is where the most significant gap appears between these two cities. Fort Worth has a housing index of 88 compared to Chicago's 118. This 30-point difference translates to substantial monthly savings on rent or mortgage payments in Fort Worth.
Fort Worth is more affordable for: Housing, Food & Groceries, Transportation, Healthcare, Entertainment, Taxes.
Chicago is more affordable for: Utilities.
If you earn $60,000 in Fort Worth, you would need $73,846 in Chicago to maintain the same standard of living. For a $100,000 salary, the equivalent would be $123,077.
The median household income in Fort Worth is $62,187 compared to $65,781 in Chicago. Chicago has higher incomes, though the higher cost of living may offset this advantage.
Safety: Fort Worth scores 6/10 while Chicago scores 4/10 in our safety assessment.
Weather: Fort Worth has an edge in climate with a 6/10 weather score compared to Chicago's 4/10.
Job Market: Both cities have comparable job markets at 7/10.
Fort Worth is the more affordable option overall, but cost is just one factor in deciding where to live. Consider your career opportunities, family needs, and lifestyle preferences alongside the financial comparison. Chicago may justify its higher costs with unique cultural amenities that many residents find worthwhile.
