Side-by-side cost of living comparison for 2026
Median Income: $56,019
Population: 2,304,580
Median Income: $75,413
Population: 978,908
When comparing Houston and Austin, the overall cost of living differs by 20%. Austin carries a cost index of 108 compared to Houston's 90, meaning your dollar stretches 17% further in Houston.
Housing is where the most significant gap appears between these two cities. Houston has a housing index of 82 compared to Austin's 120. This 38-point difference translates to substantial monthly savings on rent or mortgage payments in Houston.
Houston is more affordable for: Housing, Food & Groceries, Healthcare, Entertainment.
Austin is more affordable for: Transportation.
If you earn $60,000 in Houston, you would need $72,000 in Austin to maintain the same standard of living. For a $100,000 salary, the equivalent would be $120,000.
The median household income in Houston is $56,019 compared to $75,413 in Austin. Austin has higher incomes, though the higher cost of living may offset this advantage.
Safety: Houston scores 5/10 while Austin scores 7/10 in our safety assessment.
Weather: Austin enjoys better weather with a score of 6/10 versus Houston's 5/10.
Job Market: Austin has the stronger job market (9/10) compared to Houston (7/10).
Houston is the more affordable option overall, but cost is just one factor in deciding where to live. Consider your career opportunities, family needs, and lifestyle preferences alongside the financial comparison. Austin may justify its higher costs with a thriving job market that many residents find worthwhile.
