Side-by-side cost of living comparison for 2026
Median Income: $65,781
Population: 2,693,976
Median Income: $69,778
Population: 3,979,576
When comparing Chicago and Los Angeles, the overall cost of living differs by 48.2%. Los Angeles carries a cost index of 166 compared to Chicago's 112, meaning your dollar stretches 33% further in Chicago.
Housing is where the most significant gap appears between these two cities. Chicago has a housing index of 118 compared to Los Angeles's 208. This 90-point difference translates to substantial monthly savings on rent or mortgage payments in Chicago.
Chicago is more affordable for: Housing, Food & Groceries, Transportation, Healthcare, Utilities, Entertainment, Taxes.
If you earn $60,000 in Chicago, you would need $88,929 in Los Angeles to maintain the same standard of living. For a $100,000 salary, the equivalent would be $148,214.
The median household income in Chicago is $65,781 compared to $69,778 in Los Angeles. Los Angeles has higher incomes, though the higher cost of living may offset this advantage.
Safety: Chicago scores 4/10 while Los Angeles scores 5/10 in our safety assessment.
Weather: Los Angeles enjoys better weather with a score of 9/10 versus Chicago's 4/10.
Job Market: Los Angeles has the stronger job market (8/10) compared to Chicago (7/10).
Chicago is the more affordable option overall, but cost is just one factor in deciding where to live. Consider your career opportunities, family needs, and lifestyle preferences alongside the financial comparison. Los Angeles may justify its higher costs with a thriving job market that many residents find worthwhile.
