Side-by-side cost of living comparison for 2026
Median Income: $69,778
Population: 3,979,576
Median Income: $119,136
Population: 873,965
When comparing Los Angeles and San Francisco, the overall cost of living differs by 34.9%. San Francisco carries a cost index of 224 compared to Los Angeles's 166, meaning your dollar stretches 26% further in Los Angeles.
Housing is where the most significant gap appears between these two cities. Los Angeles has a housing index of 208 compared to San Francisco's 295. This 87-point difference translates to substantial monthly savings on rent or mortgage payments in Los Angeles.
Los Angeles is more affordable for: Housing, Food & Groceries, Transportation, Healthcare, Utilities, Entertainment, Taxes.
If you earn $60,000 in Los Angeles, you would need $80,964 in San Francisco to maintain the same standard of living. For a $100,000 salary, the equivalent would be $134,940.
The median household income in Los Angeles is $69,778 compared to $119,136 in San Francisco. San Francisco has higher incomes, though the higher cost of living may offset this advantage.
Safety: Los Angeles scores 5/10 while San Francisco scores 5/10 in our safety assessment.
Weather: Los Angeles has an edge in climate with a 9/10 weather score compared to San Francisco's 8/10.
Job Market: San Francisco has the stronger job market (9/10) compared to Los Angeles (8/10).
Los Angeles is the more affordable option overall, but cost is just one factor in deciding where to live. Consider your career opportunities, family needs, and lifestyle preferences alongside the financial comparison. San Francisco may justify its higher costs with a thriving job market that many residents find worthwhile.
