Side-by-side cost of living comparison for 2026
Median Income: $59,828
Population: 689,447
Median Income: $65,781
Population: 2,693,976
When comparing Nashville and Chicago, the overall cost of living differs by 10.9%. Chicago carries a cost index of 112 compared to Nashville's 101, meaning your dollar stretches 10% further in Nashville.
Housing is where the most significant gap appears between these two cities. Nashville has a housing index of 112 compared to Chicago's 118. This 6-point difference translates to substantial monthly savings on rent or mortgage payments in Nashville.
Nashville is more affordable for: Housing, Food & Groceries, Transportation, Healthcare, Utilities, Entertainment, Taxes.
If you earn $60,000 in Nashville, you would need $66,535 in Chicago to maintain the same standard of living. For a $100,000 salary, the equivalent would be $110,891.
The median household income in Nashville is $59,828 compared to $65,781 in Chicago. Chicago has higher incomes, though the higher cost of living may offset this advantage.
Safety: Nashville scores 5/10 while Chicago scores 4/10 in our safety assessment.
Weather: Nashville has an edge in climate with a 7/10 weather score compared to Chicago's 4/10.
Job Market: Nashville's job market (8/10) is stronger than Chicago's (7/10).
Nashville is the more affordable option overall, but cost is just one factor in deciding where to live. Consider your career opportunities, family needs, and lifestyle preferences alongside the financial comparison. Chicago may justify its higher costs with unique cultural amenities that many residents find worthwhile.
