Side-by-side cost of living comparison for 2026
Median Income: $55,557
Population: 681,054
Median Income: $65,781
Population: 2,693,976
When comparing Oklahoma City and Chicago, the overall cost of living differs by 40%. Chicago carries a cost index of 112 compared to Oklahoma City's 80, meaning your dollar stretches 29% further in Oklahoma City.
Housing is where the most significant gap appears between these two cities. Oklahoma City has a housing index of 68 compared to Chicago's 118. This 50-point difference translates to substantial monthly savings on rent or mortgage payments in Oklahoma City.
Oklahoma City is more affordable for: Housing, Food & Groceries, Transportation, Healthcare, Utilities, Entertainment, Taxes.
If you earn $60,000 in Oklahoma City, you would need $84,000 in Chicago to maintain the same standard of living. For a $100,000 salary, the equivalent would be $140,000.
The median household income in Oklahoma City is $55,557 compared to $65,781 in Chicago. Chicago has higher incomes, though the higher cost of living may offset this advantage.
Safety: Oklahoma City scores 5/10 while Chicago scores 4/10 in our safety assessment.
Weather: Oklahoma City has an edge in climate with a 5/10 weather score compared to Chicago's 4/10.
Job Market: Chicago has the stronger job market (7/10) compared to Oklahoma City (6/10).
Oklahoma City is the more affordable option overall, but cost is just one factor in deciding where to live. Consider your career opportunities, family needs, and lifestyle preferences alongside the financial comparison. Chicago may justify its higher costs with unique cultural amenities that many residents find worthwhile.
