Side-by-side cost of living comparison for 2026
Median Income: $97,185
Population: 737,015
Median Income: $65,781
Population: 2,693,976
When comparing Seattle and Chicago, the overall cost of living differs by 30.9%. Seattle carries a cost index of 162 compared to Chicago's 112, meaning your dollar stretches 31% further in Chicago.
Housing is where the most significant gap appears between these two cities. Chicago has a housing index of 118 compared to Seattle's 195. This 77-point difference translates to substantial monthly savings on rent or mortgage payments in Chicago.
Seattle is more affordable for: Utilities, Taxes.
Chicago is more affordable for: Housing, Food & Groceries, Transportation, Healthcare, Entertainment.
If you earn $60,000 in Seattle, you would need $41,481 in Chicago to maintain the same standard of living. For a $100,000 salary, the equivalent would be $69,136.
The median household income in Seattle is $97,185 compared to $65,781 in Chicago. While Seattle has higher incomes, the higher cost of living may offset this advantage.
Safety: Seattle scores 6/10 while Chicago scores 4/10 in our safety assessment.
Weather: Seattle has an edge in climate with a 5/10 weather score compared to Chicago's 4/10.
Job Market: Seattle's job market (9/10) is stronger than Chicago's (7/10).
Chicago is the more affordable option overall, but cost is just one factor in deciding where to live. Consider your career opportunities, family needs, and lifestyle preferences alongside the financial comparison. Seattle may justify its higher costs with a thriving job market that many residents find worthwhile.
