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Best Credit Cards for Good Credit (670-719)

By Ziv Shay | Updated April 2026

Most rewards cards are available to you. We found 19 cards that match your credit profile.

#1
Chase Sapphire Preferred
Chase • Visa
Annual Fee$95
APR21.49%-28.49%
Sign-Up Bonus60,000 points after $4,000 in 3 months
Credit ScoreGood to Excellent (670+)
Rewards: 5X travel via Chase, 3X dining/streaming, 2X other travel, 1X everything
Travel Rewardsrewards
  • Points worth 25% more via Chase Travel
  • Transfer to airlines/hotels
  • Trip cancellation insurance
  • Primary car rental coverage
Apply Now No foreign txn fee
#2
Chase Freedom Unlimited
Chase • Visa
Annual Fee$0
APR20.49%-29.24%
Sign-Up Bonus$200 after $500 in 3 months
Credit ScoreGood (670+)
Rewards: 6.5% drugstores (yr 1), 4.5% dining (yr 1), 3% dining/drugstores, 1.5% everything
Intro APR: 0% intro APR for 15 months
Balance Transfer: 0% intro APR for 15 months
Cash BackNo Annual Fee
  • No annual fee
  • 0% intro APR for 15 months
  • Great companion to Sapphire cards
  • Earn Ultimate Rewards points
Apply Now 3% foreign txn fee
#3
Chase Freedom Flex
Chase • Mastercard
Annual Fee$0
APR20.49%-29.24%
Sign-Up Bonus$200 after $500 in 3 months
Credit ScoreGood (670+)
Rewards: 5% rotating categories (up to $1,500/quarter), 3% dining/drugstores, 1% everything
Intro APR: 0% intro APR for 15 months
Balance Transfer: 0% intro APR for 15 months
Cash BackNo Annual Fee
  • 5% rotating quarterly categories
  • No annual fee
  • Cell phone protection
  • 0% intro APR for 15 months
Apply Now 3% foreign txn fee
#4
American Express Gold Card
American Express • Amex
Annual Fee$250
APR29.99%-29.99%
Sign-Up Bonus60,000 points after $6,000 in 6 months
Credit ScoreGood to Excellent (670+)
Rewards: 4X restaurants worldwide, 4X US supermarkets (up to $25k/yr), 3X flights, 1X everything
Travel Rewardsrewards
  • $120 dining credits
  • $120 Uber Cash annually
  • 4X on dining and groceries
  • Membership Rewards points
Apply Now No foreign txn fee
#5
Amex Blue Cash Preferred
American Express • Amex
Annual Fee$95
APR19.24%-29.99%
Sign-Up Bonus$250 after $3,000 in 6 months
Credit ScoreGood (670+)
Rewards: 6% US supermarkets (up to $6k/yr), 6% streaming, 3% transit/gas, 1% everything
Intro APR: 0% intro APR for 12 months
Balance Transfer: 0% intro APR for 12 months
Cash Back
  • 6% back on groceries
  • 6% on streaming subscriptions
  • 0% intro APR
  • Great for families
Apply Now 2.7% foreign txn fee
#6
Amex Blue Cash Everyday
American Express • Amex
Annual Fee$0
APR19.24%-29.99%
Sign-Up Bonus$200 after $2,000 in 6 months
Credit ScoreGood (670+)
Rewards: 3% US supermarkets (up to $6k/yr), 3% US online retail, 3% gas, 1% everything
Intro APR: 0% intro APR for 15 months
Balance Transfer: 0% intro APR for 15 months
Cash BackNo Annual Fee
  • No annual fee
  • 3% on groceries, gas & online
  • 0% intro APR for 15 months
  • Solid everyday card
Apply Now 2.7% foreign txn fee
#7
Citi Double Cash Card
Citi • Mastercard
Annual Fee$0
APR19.24%-29.24%
Sign-Up Bonus$200 after $1,500 in 6 months
Credit ScoreGood (670+)
Rewards: 2% on everything (1% when you buy + 1% when you pay)
Balance Transfer: 0% intro APR for 18 months
Cash BackBalance TransferNo Annual Fee
  • Flat 2% on everything
  • No annual fee
  • 18-month 0% balance transfer APR
  • No category tracking needed
Apply Now 3% foreign txn fee
#8
Citi Custom Cash Card
Citi • Mastercard
Annual Fee$0
APR19.24%-29.24%
Sign-Up Bonus$200 after $1,500 in 6 months
Credit ScoreGood (670+)
Rewards: 5% on your top eligible spend category (up to $500/cycle), 1% everything else
Intro APR: 0% intro APR for 15 months
Balance Transfer: 0% intro APR for 15 months
Cash BackNo Annual Fee
  • Auto 5% in your top category
  • No annual fee
  • 0% intro APR
  • Categories: restaurants, gas, groceries, travel, transit, streaming, drugstores, home improvement, fitness, entertainment
Apply Now 3% foreign txn fee
#9
Citi Premier Card
Citi • Mastercard
Annual Fee$95
APR21.24%-29.24%
Sign-Up Bonus60,000 points after $4,000 in 3 months
Credit ScoreGood to Excellent (670+)
Rewards: 3X flights/hotels, 3X restaurants, 3X supermarkets, 3X gas, 1X everything
Travel Rewardsrewards
  • 3X on flights, hotels, restaurants, supermarkets & gas
  • No foreign transaction fees
  • Transfer to airline/hotel partners
  • $100 annual hotel savings
Apply Now No foreign txn fee
#10
Capital One SavorOne
Capital One • Mastercard
Annual Fee$0
APR19.99%-29.99%
Sign-Up Bonus$200 after $500 in 3 months
Credit ScoreGood (670+)
Rewards: 3% dining/entertainment/streaming/groceries, 5% hotels/car via Capital One Travel, 1% everything
Intro APR: 0% intro APR for 15 months
Balance Transfer: 0% intro APR for 15 months
Cash BackNo Annual Fee
  • No annual fee
  • 3% on dining, entertainment & groceries
  • No foreign transaction fees
  • 0% intro APR for 15 months
Apply Now No foreign txn fee
#11
Capital One Quicksilver
Capital One • Visa
Annual Fee$0
APR19.99%-29.99%
Sign-Up Bonus$200 after $500 in 3 months
Credit ScoreGood (670+)
Rewards: 1.5% unlimited cash back on every purchase
Intro APR: 0% intro APR for 15 months
Balance Transfer: 0% intro APR for 15 months
Cash BackNo Annual Fee
  • Flat 1.5% on everything
  • No annual fee
  • No foreign transaction fees
  • 0% intro APR for 15 months
Apply Now No foreign txn fee
#12
Discover it Cash Back
Discover • Discover
Annual Fee$0
APR17.24%-28.24%
Sign-Up BonusCashback Match (all cash back matched end of first year)
Credit ScoreGood (670+)
Rewards: 5% rotating categories (up to $1,500/quarter), 1% everything else
Intro APR: 0% intro APR for 15 months
Balance Transfer: 0% intro APR for 15 months
Cash BackStudent & StarterNo Annual Fee
  • Cashback Match doubles first-year rewards
  • 5% rotating categories
  • No annual fee
  • No foreign transaction fees
  • Free FICO score
Apply Now No foreign txn fee
#13
Wells Fargo Active Cash
Wells Fargo • Visa
Annual Fee$0
APR20.24%-29.99%
Sign-Up Bonus$200 after $500 in 3 months
Credit ScoreGood (670+)
Rewards: 2% unlimited cash rewards on purchases
Intro APR: 0% intro APR for 15 months
Balance Transfer: 0% intro APR for 15 months
Cash BackBalance TransferNo Annual Fee
  • Flat 2% on everything
  • No annual fee
  • 0% intro APR for 15 months
  • Cell phone protection
Apply Now 3% foreign txn fee
#14
Apple Card
Goldman Sachs • Mastercard
Annual Fee$0
APR19.24%-29.49%
Sign-Up BonusNone
Credit ScoreGood (670+)
Rewards: 3% Apple/select merchants, 2% Apple Pay, 1% everything else
Cash BackNo Annual Fee
  • Daily Cash rewards
  • No fees whatsoever
  • Titanium card
  • Built into Apple Wallet
  • No foreign transaction fees
Apply Now No foreign txn fee
#15
Amazon Prime Visa
Chase • Visa
Annual Fee$0
APR20.49%-28.49%
Sign-Up Bonus$200 Amazon Gift Card upon approval
Credit ScoreGood (670+)
Rewards: 5% Amazon/Whole Foods (with Prime), 2% restaurants/gas/transit, 1% everything
Cash BackNo Annual Fee
  • 5% back at Amazon & Whole Foods
  • No annual fee (requires Prime)
  • No foreign transaction fees
  • Great for Amazon shoppers
Apply Now No foreign txn fee
#16
Capital One Platinum Secured
Capital One • Mastercard
Annual Fee$0
APR29.99%-29.99%
Sign-Up BonusNone
Credit ScorePoor to Fair (300+)
Rewards: No rewards
Secured CardsStudent & Starter
  • No annual fee
  • Refundable security deposit from $49
  • Build credit with responsible use
  • Automatic credit line reviews
  • Reports to all 3 bureaus
Apply Now No foreign txn fee
#17
Discover it Secured
Discover • Discover
Annual Fee$0
APR28.24%-28.24%
Sign-Up BonusCashback Match (first year)
Credit ScorePoor to Fair (300+)
Rewards: 2% gas/restaurants (up to $1,000/quarter), 1% everything else
Secured CardsStudent & Starter
  • Earn cash back even on secured card
  • Cashback Match first year
  • No annual fee
  • Automatic reviews for upgrade
  • Free FICO score
Apply Now No foreign txn fee
#18
Chase Ink Business Preferred
Chase • Visa
Annual Fee$95
APR21.24%-26.24%
Sign-Up Bonus90,000 points after $8,000 in 3 months
Credit ScoreGood to Excellent (670+)
Rewards: 3X travel, shipping, internet/cable/phone, advertising (up to $150k/yr), 1X everything
Business
  • 90,000 point welcome bonus
  • 3X on key business categories
  • Points worth 25% more via Chase Travel
  • Cell phone protection
  • Employee cards at no extra cost
Apply Now No foreign txn fee
#19
Amex Business Gold Card
American Express • Amex
Annual Fee$375
APR19.49%-27.49%
Sign-Up Bonus70,000 points after $10,000 in 3 months
Credit ScoreGood to Excellent (670+)
Rewards: 4X on 2 categories where you spend most each month (up to $150k/yr), 1X everything
Business
  • Auto 4X in top 2 spending categories
  • Flexible Membership Rewards points
  • Year-over-year spending insights
  • Extended warranty protection
Apply Now No foreign txn fee

Best Options for Good Credit (670-719)

Good credit opens the door to most rewards credit cards, including popular options like the Chase Sapphire Preferred, Amex Gold, and all major cash back cards. You may not qualify for the most exclusive cards (like the Amex Platinum or Chase Sapphire Reserve), but the cards available to you offer outstanding value.

Focus on cards with strong sign-up bonuses and rewards in your top spending categories. The Chase Sapphire Preferred (60,000 points), Amex Gold (60,000 points), and Capital One SavorOne ($200 bonus) are all excellent choices. If you carry a balance, prioritize a 0% intro APR card like the Chase Freedom Unlimited or Citi Custom Cash to avoid interest charges while paying down debt.

To move from good to excellent credit: keep your credit utilization below 30% (ideally under 10%), avoid opening too many new accounts at once, and let your existing accounts age. Most people see scores improve by 20-50 points within 6-12 months of consistent responsible behavior.

About the AuthorZiv Shay is a software engineer and fintech enthusiast based in Israel, building free financial tools since 2024. Learn more
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