Claiming Social Security at Age 67
Age 67 is the Full Retirement Age for anyone born 1960 or later. At FRA, you receive 100% of your Primary Insurance Amount (PIA) with no reduction.
Claiming at 67 (FRA): The Balanced Approach
- Full benefit: You receive 100% of your PIA with no reduction or bonus.
- No earnings test: You can earn unlimited income without benefit reduction.
- Spousal benefits: Your spouse can receive the full 50% spousal benefit.
- Consider waiting: If you're healthy and have other income, delaying to 70 adds another 24% to your benefit.
Calculate Your Exact Benefit at Age 67
Use our free Social Security calculator to see your estimated monthly and lifetime benefits.
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