Free Tax Prep Wizard 2026

Generally, you must file if your gross income exceeds the standard deduction for your filing status. For 2025 tax year (filed in 2026): Single filers under 65 with income above $14,600, Married Filing Jointly under 65 with income above $29,200. You may also need to file if you had self-employment income over $400.

The 2025 standard deductions are: Single $14,600, Married Filing Jointly $29,200, Married Filing Separately $14,600, Head of Household $21,900. If you are 65 or older, you get an additional $1,550 (married) or $1,950 (single).

Itemize if your total deductions (mortgage interest, state/local taxes up to $10,000, charitable donations, and medical expenses above 7.5% of AGI) exceed the standard deduction. About 87% of filers use the standard deduction.

Common credits include: Child Tax Credit ($2,000 per child under 17), Earned Income Tax Credit (up to $7,830 for 3+ children), American Opportunity Credit ($2,500 for college), Lifetime Learning Credit ($2,000 for education), and Saver's Credit (up to $1,000 for retirement contributions).

The deadline to file your 2025 tax return is April 15, 2026. You can request a 6-month extension to October 15, 2026, but you must still pay any estimated taxes owed by April 15 to avoid penalties and interest.

H&R Block charges $200-500+ for in-person preparation. CPAs typically charge $300-800+. TurboTax costs $0-120+ for software. This free wizard helps you understand your tax situation before deciding if professional help is needed.