😴 Best for Passive Investing Brokerage Accounts (2026)

Set-it-and-forget-it robo-advisors, automatic rebalancing, and low-cost index fund portfolios. Compare 7 top-rated platforms.

BeginnersDay TradingRetirementPassive InvestingOptions TradingCryptoIRAs
#1
Fidelity Investments
Stock Commissions$0
Options$0 + $0.65/contract
Account Minimum$0
Mobile Rating⭐⭐⭐⭐⭐ 4.7/5
✓ Fractional Shares ✓ Robo-Advisor ✓ IRA Available ✗ Crypto Trading
BeginnersRetirementPassive Investing
  • Zero expense ratio index funds
  • No account minimums
  • Excellent research tools
  • 24/7 customer support
  • Fractional shares from $1
#2
Charles Schwab
Stock Commissions$0
Options$0 + $0.65/contract
Account Minimum$0
Mobile Rating⭐⭐⭐⭐⭐ 4.6/5
✓ Fractional Shares ✓ Robo-Advisor ✓ IRA Available ✗ Crypto Trading
BeginnersRetirementPassive Investing
  • $0 account minimums
  • Schwab Intelligent Portfolios (free robo)
  • Excellent branch network
  • StreetSmart Edge platform
  • Free checking with brokerage
#3
Vanguard
Stock Commissions$0
Options$0 + $1/contract
Account Minimum$0
Mobile Rating⭐⭐⭐⭐⭐ 4.5/5
✓ Fractional Shares ✓ Robo-Advisor ✓ IRA Available ✗ Crypto Trading
RetirementPassive Investing
  • Pioneer of low-cost index investing
  • Owned by fund shareholders
  • Target-date retirement funds
  • Digital Advisor from 0.20%
  • Best for buy-and-hold investors
#4
SoFi Invest
Stock Commissions$0
OptionsN/A
Account Minimum$0
Mobile Rating⭐⭐⭐⭐⭐ 4.5/5
✓ Fractional Shares ✓ Robo-Advisor ✓ IRA Available ✓ Crypto Trading
BeginnersPassive InvestingCrypto
  • Free automated investing
  • IPO access for members
  • Crypto trading built-in
  • SoFi ecosystem benefits
  • Financial planning included
#5
Betterment
Stock CommissionsN/A (portfolios only)
OptionsN/A
Account Minimum$0
Mobile Rating⭐⭐⭐⭐⭐ 4.7/5
✓ Fractional Shares ✓ Robo-Advisor ✓ IRA Available ✓ Crypto Trading
Passive InvestingRetirement
  • Top-rated robo-advisor
  • Tax-loss harvesting included
  • Goal-based investing
  • 0.25% annual fee (Digital)
  • Automatic rebalancing
#6
Wealthfront
Stock CommissionsN/A (portfolios only)
OptionsN/A
Account Minimum$500
Mobile Rating⭐⭐⭐⭐⭐ 4.8/5
✓ Fractional Shares ✓ Robo-Advisor ✓ IRA Available ✓ Crypto Trading
Passive InvestingRetirement
  • Direct indexing (500+ stocks)
  • Tax-loss harvesting
  • 0.25% annual fee
  • Automatic rebalancing
  • High-yield cash account
#7
M1 Finance
Stock Commissions$0
OptionsN/A
Account Minimum$100
Mobile Rating⭐⭐⭐⭐⭐ 4.5/5
✓ Fractional Shares ✓ Robo-Advisor ✓ IRA Available ✗ Crypto Trading
Passive Investing
  • Custom "Pie" portfolio builder
  • Free automated investing
  • Fractional shares of any stock
  • Dynamic rebalancing
  • M1 Borrow at low rates
Disclosure: We may receive compensation when you open accounts through links on this site. This does not influence our rankings or reviews. All information is provided for educational purposes.

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