Strong IRA options, target-date funds, low fees, and long-term investment tools to build your nest egg. Compare 5 top-rated platforms.
#1
Stock Commissions$0
Options$0 + $0.65/contract
Account Minimum$0
Mobile Rating⭐⭐⭐⭐⭐ 4.7/5
✓ Fractional Shares
✓ Robo-Advisor
✓ IRA Available
✗ Crypto Trading
BeginnersRetirementPassive Investing
- Zero expense ratio index funds
- No account minimums
- Excellent research tools
- 24/7 customer support
- Fractional shares from $1
#2
Stock Commissions$0
Options$0 + $0.65/contract
Account Minimum$0
Mobile Rating⭐⭐⭐⭐⭐ 4.6/5
✓ Fractional Shares
✓ Robo-Advisor
✓ IRA Available
✗ Crypto Trading
BeginnersRetirementPassive Investing
- $0 account minimums
- Schwab Intelligent Portfolios (free robo)
- Excellent branch network
- StreetSmart Edge platform
- Free checking with brokerage
#3
Stock Commissions$0
Options$0 + $1/contract
Account Minimum$0
Mobile Rating⭐⭐⭐⭐⭐ 4.5/5
✓ Fractional Shares
✓ Robo-Advisor
✓ IRA Available
✗ Crypto Trading
RetirementPassive Investing
- Pioneer of low-cost index investing
- Owned by fund shareholders
- Target-date retirement funds
- Digital Advisor from 0.20%
- Best for buy-and-hold investors
#4
Stock CommissionsN/A (portfolios only)
OptionsN/A
Account Minimum$0
Mobile Rating⭐⭐⭐⭐⭐ 4.7/5
✓ Fractional Shares
✓ Robo-Advisor
✓ IRA Available
✓ Crypto Trading
Passive InvestingRetirement
- Top-rated robo-advisor
- Tax-loss harvesting included
- Goal-based investing
- 0.25% annual fee (Digital)
- Automatic rebalancing
#5
Stock CommissionsN/A (portfolios only)
OptionsN/A
Account Minimum$500
Mobile Rating⭐⭐⭐⭐⭐ 4.8/5
✓ Fractional Shares
✓ Robo-Advisor
✓ IRA Available
✓ Crypto Trading
Passive InvestingRetirement
- Direct indexing (500+ stocks)
- Tax-loss harvesting
- 0.25% annual fee
- Automatic rebalancing
- High-yield cash account
