Side-by-side cost of living comparison for 2026
Median Income: $75,413
Population: 978,908
Median Income: $55,530
Population: 949,611
When comparing Austin and Jacksonville, the overall cost of living differs by 14.8%. Austin carries a cost index of 108 compared to Jacksonville's 92, meaning your dollar stretches 15% further in Jacksonville.
Housing is where the most significant gap appears between these two cities. Jacksonville has a housing index of 88 compared to Austin's 120. This 32-point difference translates to substantial monthly savings on rent or mortgage payments in Jacksonville.
Jacksonville is more affordable across all categories.
Jacksonville is more affordable for: Housing, Food & Groceries, Healthcare, Utilities, Entertainment, Taxes.
If you earn $60,000 in Austin, you would need $51,111 in Jacksonville to maintain the same standard of living. For a $100,000 salary, the equivalent would be $85,185.
The median household income in Austin is $75,413 compared to $55,530 in Jacksonville. While Austin has higher incomes, the higher cost of living may offset this advantage.
Safety: Austin scores 7/10 while Jacksonville scores 5/10 in our safety assessment.
Weather: Jacksonville enjoys better weather with a score of 7/10 versus Austin's 6/10.
Job Market: Austin's job market (9/10) is stronger than Jacksonville's (6/10).
Jacksonville is the more affordable option overall, but cost is just one factor in deciding where to live. Consider your career opportunities, family needs, and lifestyle preferences alongside the financial comparison. Austin may justify its higher costs with a thriving job market that many residents find worthwhile.
