Side-by-side cost of living comparison for 2026
Median Income: $65,781
Population: 2,693,976
Median Income: $56,831
Population: 1,343,573
When comparing Chicago and Dallas, the overall cost of living differs by 14.3%. Chicago carries a cost index of 112 compared to Dallas's 96, meaning your dollar stretches 14% further in Dallas.
Housing is where the most significant gap appears between these two cities. Dallas has a housing index of 95 compared to Chicago's 118. This 23-point difference translates to substantial monthly savings on rent or mortgage payments in Dallas.
Chicago is more affordable for: Utilities.
Dallas is more affordable for: Housing, Food & Groceries, Transportation, Healthcare, Entertainment, Taxes.
If you earn $60,000 in Chicago, you would need $51,429 in Dallas to maintain the same standard of living. For a $100,000 salary, the equivalent would be $85,714.
The median household income in Chicago is $65,781 compared to $56,831 in Dallas. While Chicago has higher incomes, the higher cost of living may offset this advantage.
Safety: Chicago scores 4/10 while Dallas scores 5/10 in our safety assessment.
Weather: Dallas enjoys better weather with a score of 6/10 versus Chicago's 4/10.
Job Market: Dallas has the stronger job market (8/10) compared to Chicago (7/10).
Dallas is the more affordable option overall, but cost is just one factor in deciding where to live. Consider your career opportunities, family needs, and lifestyle preferences alongside the financial comparison. Chicago may justify its higher costs with unique cultural amenities that many residents find worthwhile.
