Side-by-side cost of living comparison for 2026
Median Income: $65,781
Population: 2,693,976
Median Income: $53,420
Population: 1,547,253
When comparing Chicago and San Antonio, the overall cost of living differs by 23.2%. Chicago carries a cost index of 112 compared to San Antonio's 86, meaning your dollar stretches 23% further in San Antonio.
Housing is where the most significant gap appears between these two cities. San Antonio has a housing index of 78 compared to Chicago's 118. This 40-point difference translates to substantial monthly savings on rent or mortgage payments in San Antonio.
San Antonio is more affordable across all categories.
San Antonio is more affordable for: Housing, Food & Groceries, Transportation, Healthcare, Utilities, Entertainment, Taxes.
If you earn $60,000 in Chicago, you would need $46,071 in San Antonio to maintain the same standard of living. For a $100,000 salary, the equivalent would be $76,786.
The median household income in Chicago is $65,781 compared to $53,420 in San Antonio. While Chicago has higher incomes, the higher cost of living may offset this advantage.
Safety: Chicago scores 4/10 while San Antonio scores 6/10 in our safety assessment.
Weather: San Antonio enjoys better weather with a score of 6/10 versus Chicago's 4/10.
Job Market: Chicago's job market (7/10) is stronger than San Antonio's (6/10).
San Antonio is the more affordable option overall, but cost is just one factor in deciding where to live. Consider your career opportunities, family needs, and lifestyle preferences alongside the financial comparison. Chicago may justify its higher costs with unique cultural amenities that many residents find worthwhile.
