By Ziv Shay | Updated April 2026
Side-by-side cost of living comparison for 2026
Median Income: $56,019
Population: 2,304,580
Median Income: $55,530
Population: 949,611
When comparing Houston and Jacksonville, the overall cost of living is remarkably similar. Jacksonville carries a cost index of 92 compared to Houston's 90, meaning your dollar stretches 2% further in Houston.
Housing is where the most significant gap appears between these two cities. Houston has a housing index of 82 compared to Jacksonville's 88. This 6-point difference translates to substantial monthly savings on rent or mortgage payments in Houston.
Houston is more affordable for: Housing, Food & Groceries.
Jacksonville is more affordable for: Transportation, Utilities, Entertainment, Taxes.
If you earn $60,000 in Houston, you would need $61,333 in Jacksonville to maintain the same standard of living. For a $100,000 salary, the equivalent would be $102,222.
The median household income in Houston is $56,019 compared to $55,530 in Jacksonville. While Houston has higher incomes, combined with lower costs, residents enjoy greater purchasing power.
Safety: Houston scores 5/10 while Jacksonville scores 5/10 in our safety assessment.
Weather: Jacksonville enjoys better weather with a score of 7/10 versus Houston's 5/10.
Job Market: Houston's job market (7/10) is stronger than Jacksonville's (6/10).
Houston is the more affordable option overall, but cost is just one factor in deciding where to live. Consider your career opportunities, family needs, and lifestyle preferences alongside the financial comparison. Jacksonville may justify its higher costs with unique cultural amenities that many residents find worthwhile.
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