Side-by-side cost of living comparison for 2026
Median Income: $59,828
Population: 689,447
Median Income: $75,413
Population: 978,908
When comparing Nashville and Austin, the overall cost of living differs by 6.9%. Austin carries a cost index of 108 compared to Nashville's 101, meaning your dollar stretches 6% further in Nashville.
Housing is where the most significant gap appears between these two cities. Nashville has a housing index of 112 compared to Austin's 120. This 8-point difference translates to substantial monthly savings on rent or mortgage payments in Nashville.
Nashville is more affordable for: Housing, Food & Groceries, Transportation, Healthcare, Utilities, Entertainment, Taxes.
If you earn $60,000 in Nashville, you would need $64,158 in Austin to maintain the same standard of living. For a $100,000 salary, the equivalent would be $106,931.
The median household income in Nashville is $59,828 compared to $75,413 in Austin. Austin has higher incomes, though the higher cost of living may offset this advantage.
Safety: Nashville scores 5/10 while Austin scores 7/10 in our safety assessment.
Weather: Nashville has an edge in climate with a 7/10 weather score compared to Austin's 6/10.
Job Market: Austin has the stronger job market (9/10) compared to Nashville (8/10).
Nashville is the more affordable option overall, but cost is just one factor in deciding where to live. Consider your career opportunities, family needs, and lifestyle preferences alongside the financial comparison. Austin may justify its higher costs with a thriving job market that many residents find worthwhile.
