Side-by-side cost of living comparison for 2026
Median Income: $90,842
Population: 689,545
Median Income: $75,413
Population: 978,908
When comparing Washington DC and Austin, the overall cost of living differs by 31.6%. Washington DC carries a cost index of 158 compared to Austin's 108, meaning your dollar stretches 32% further in Austin.
Housing is where the most significant gap appears between these two cities. Austin has a housing index of 120 compared to Washington DC's 195. This 75-point difference translates to substantial monthly savings on rent or mortgage payments in Austin.
Austin is more affordable across all categories.
Austin is more affordable for: Housing, Food & Groceries, Transportation, Healthcare, Utilities, Entertainment, Taxes.
If you earn $60,000 in Washington DC, you would need $41,013 in Austin to maintain the same standard of living. For a $100,000 salary, the equivalent would be $68,354.
The median household income in Washington DC is $90,842 compared to $75,413 in Austin. While Washington DC has higher incomes, the higher cost of living may offset this advantage.
Safety: Washington DC scores 5/10 while Austin scores 7/10 in our safety assessment.
Weather: Both cities score similarly for weather at 6/10.
Job Market: Both cities have comparable job markets at 9/10.
Austin is the more affordable option overall, but cost is just one factor in deciding where to live. Consider your career opportunities, family needs, and lifestyle preferences alongside the financial comparison. Washington DC may justify its higher costs with a thriving job market that many residents find worthwhile.
