2026 cost of living data for Houston. Overall cost index: 90 (national avg = 100).
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Houston is moderately affordable compared to the national average, with an overall cost of living index of 90. This means living in Houston is approximately 10% less expensive than the national average.
Housing costs are roughly in line with the national average. The housing index for Houston is 82, which means housing costs are 18% below the national average. This includes both rental prices and home purchase costs in the metropolitan area.
The median household income in Houston is $56,019, with a population of approximately 2,304,580. The median household income is moderate, providing a reasonable standard of living relative to local costs.
The job market in Houston is solid, with steady growth in several key sectors and reasonable unemployment rates.
Beyond housing, daily expenses in Houston are near the national average. Groceries and dining carry an index of 96, while transportation costs sit at 102. Healthcare expenses index at 95, and utilities come in at 99.
One of the financial advantages of living in Houston is the favorable tax environment. With a tax index of 85, residents pay significantly less in state and local taxes compared to the national average.
The weather in Houston is typical for its region, with distinct seasons and moderate conditions for most of the year.
Safety in Houston is comparable to other cities of similar size, with some neighborhoods being safer than others.
Houston offers strong value for those looking to stretch their dollar further without sacrificing too much in terms of amenities and opportunities. With a good job market and fair weather, Houston continues to attract new residents drawn by the favorable cost of living.
