Side-by-side cost of living comparison for 2026
Median Income: $65,781
Population: 2,693,976
Median Income: $55,530
Population: 949,611
When comparing Chicago and Jacksonville, the overall cost of living differs by 17.9%. Chicago carries a cost index of 112 compared to Jacksonville's 92, meaning your dollar stretches 18% further in Jacksonville.
Housing is where the most significant gap appears between these two cities. Jacksonville has a housing index of 88 compared to Chicago's 118. This 30-point difference translates to substantial monthly savings on rent or mortgage payments in Jacksonville.
Jacksonville is more affordable across all categories.
Jacksonville is more affordable for: Housing, Food & Groceries, Transportation, Healthcare, Utilities, Entertainment, Taxes.
If you earn $60,000 in Chicago, you would need $49,286 in Jacksonville to maintain the same standard of living. For a $100,000 salary, the equivalent would be $82,143.
The median household income in Chicago is $65,781 compared to $55,530 in Jacksonville. While Chicago has higher incomes, the higher cost of living may offset this advantage.
Safety: Chicago scores 4/10 while Jacksonville scores 5/10 in our safety assessment.
Weather: Jacksonville enjoys better weather with a score of 7/10 versus Chicago's 4/10.
Job Market: Chicago's job market (7/10) is stronger than Jacksonville's (6/10).
Jacksonville is the more affordable option overall, but cost is just one factor in deciding where to live. Consider your career opportunities, family needs, and lifestyle preferences alongside the financial comparison. Chicago may justify its higher costs with unique cultural amenities that many residents find worthwhile.
