Free Personal Injury Settlement Calculator

Estimate the value of your personal injury claim using the same multiplier method insurance adjusters use. Enter your case details to get an instant settlement estimate based on your medical bills, lost wages, and pain level.

Settlement Calculator

Enter your case details below for an instant settlement estimate using the insurance multiplier method.

Your Estimated Settlement

Medical Bills (Economic)

Lost Wages (Economic)

Total Economic Damages

Non-Economic (Pain & Suffering)

Low Estimate

High Estimate

Policy Limit Cap

Estimated Settlement Range

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Settlement Estimates by Injury Type

Different injuries have different settlement multipliers. Select your injury type to see detailed settlement information and calculator pre-filled with typical values.

Whiplash
Avg: $15,000 Broken Bone
Avg: $35,000 Traumatic Brain Injury (TBI)
Avg: $85,000 Spinal Cord Injury
Avg: $150,000 Herniated Disc
Avg: $40,000 Knee Injury
Avg: $30,000 Shoulder Injury
Avg: $25,000 Concussion
Avg: $20,000 Burn Injury
Avg: $60,000 Dog Bite
Avg: $18,000 Slip and Fall
Avg: $20,000 Car Accident
Avg: $25,000 Truck Accident
Avg: $75,000 Motorcycle Accident
Avg: $45,000 Pedestrian Accident
Avg: $55,000

Settlement Laws by State

Your state's tort laws significantly impact your settlement. Fault rules, statutes of limitations, and damage caps vary widely across all 50 states.

Alabama (AL)
At-Fault (Tort)Alaska (AK)
At-Fault (Tort)Arizona (AZ)
At-Fault (Tort)Arkansas (AR)
At-Fault (Tort)California (CA)
At-Fault (Tort)Colorado (CO)
At-Fault (Tort)Connecticut (CT)
At-Fault (Tort)Delaware (DE)
At-Fault (Tort)Florida (FL)
No-Fault Georgia (GA)
At-Fault (Tort)

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Settlements by Amount

Wondering what to expect for a specific settlement amount? Explore breakdowns by dollar value.

$10,000 Settlement
What to expect $25,000 Settlement
What to expect $50,000 Settlement
What to expect $100,000 Settlement
What to expect $250,000 Settlement
What to expect $500,000 Settlement
What to expect $1,000,000 Settlement
What to expect

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Find out what your injury claim is really worth. Connect with top-rated personal injury attorneys in your area.

Frequently Asked Questions

How is a personal injury settlement calculated?

Most insurance companies use the multiplier method, where your medical expenses are multiplied by a factor of 1.5 to 5 based on injury severity. Lost wages and other economic damages are added to determine the total settlement range.

What is the average personal injury settlement?

The average personal injury settlement ranges from $15,000 to $75,000, but this varies enormously based on injury type, severity, medical costs, and jurisdiction. Severe injuries like TBI or spinal cord damage can result in settlements exceeding $1 million.

How long does it take to settle a personal injury claim?

Most personal injury claims settle within 6 to 18 months. Simple cases like minor car accidents may resolve in a few months, while complex cases involving surgery or permanent disability can take 2 or more years.

Should I accept the first settlement offer?

Generally no. Initial settlement offers from insurance companies are typically 20-40% below fair value. An experienced personal injury attorney can negotiate significantly higher compensation.