Arizona Workers' Compensation Calculator

By Ziv Shay | Updated April 2026

Arizona requires workers' compensation coverage for virtually all employees. The state uses 66.67% of the average monthly wage to calculate benefits. Arizona has a 7-day waiting period, which becomes retroactive after 14 days. There is no statutory maximum for temporary total disability duration.

$1,049

Max Weekly Benefit

67%

Compensation Rate

7 days

Waiting Period

Workers' Compensation Benefit Calculator

Enter your employment and injury details below for an instant estimate of your workers' comp benefits.

Your Estimated Workers' Comp Benefits

State

Compensation Rate

Calculated Weekly Benefit

State Max Weekly Benefit

Your Weekly Benefit

Waiting Period

Disability Duration

Total Wage Replacement

Medical Coverage Estimate

Total Estimated Compensation

Note: Workers' comp generally covers 100% of reasonable and necessary medical expenses. The medical coverage estimate shown reflects your entered expenses. Actual coverage may be higher if additional treatment is needed.

Arizona Workers' Comp Key Facts

Detail	Value
Maximum Weekly Benefit	$1,049
Minimum Weekly Benefit	No minimum
Compensation Rate	66.7% of AWW
Waiting Period	7 days
Retroactive Period	14 days
Max TTD Duration	No limit (until MMI)
Filing Deadline	1 year
Monopolistic State Fund	No

Example: Arizona Workers' Comp Calculation

Suppose a worker in Arizona earning $1,000 per week suffers a temporary total disability lasting 12 weeks with $10,000 in medical bills:

Weekly benefit: $1,000 x 66.7% = $667/week
Capped at state max: $667/week (within cap)
Total wage replacement: $8,000 (12 weeks)
Medical coverage: $10,000 (100% of reasonable expenses)
Total estimated compensation: $18,000

How to File Workers' Comp in Arizona

Report the injury to your employer immediately. Arizona requires timely notification, typically within 30 days.
Seek medical treatment from an authorized provider. Your employer or insurer may have a panel of approved physicians.
File a formal claim with Arizona's workers' compensation board within 1 year of the injury date.
Attend all required medical exams and follow your treatment plan. Failure to do so may result in suspension of benefits.
Keep detailed records of all medical visits, prescriptions, time missed from work, and correspondence with your employer and insurer.

Frequently Asked Questions - Arizona Workers' Comp

What is the maximum weekly workers' comp benefit in Arizona?

The maximum weekly workers' compensation benefit in Arizona is $1,049. This cap is applied after calculating your benefit as 66.7% of your average weekly wage. If your calculated benefit exceeds this maximum, you will receive the maximum amount.

How long is the waiting period for workers' comp in Arizona?

Arizona has a 7-day waiting period before wage replacement benefits begin. If your disability lasts more than 14 days, benefits become retroactive and you'll be paid for the waiting period as well.

How long do I have to file a workers' comp claim in Arizona?

In Arizona, you have 1 year from the date of injury to file a workers' compensation claim. You should report the injury to your employer as soon as possible, typically within 30 days, to protect your rights.

Is Arizona a monopolistic workers' comp state?

No, Arizona is not a monopolistic state. Employers can purchase workers' compensation insurance from private insurers or, in some cases, self-insure if they meet certain financial requirements.

How is the average weekly wage calculated in Arizona?

In Arizona, the average weekly wage (AWW) is typically calculated by taking your total earnings over a 52-week period (or shorter if employed less than a year) and dividing by the number of weeks worked. This includes regular wages, overtime, bonuses, and other forms of compensation.

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