Ohio is a monopolistic state where workers' compensation is administered through the Ohio Bureau of Workers' Compensation (BWC). The state provides 66.67% of full weekly wages for temporary total disability up to 200 weeks. Ohio has a 7-day waiting period, retroactive after 14 days.
Your Estimated Workers' Comp Benefits
State
Compensation Rate
Calculated Weekly Benefit
State Max Weekly Benefit
Your Weekly Benefit
Waiting Period
Disability Duration
Total Wage Replacement
Medical Coverage Estimate
Total Estimated Compensation
Note: Workers' comp generally covers 100% of reasonable and necessary medical expenses. The medical coverage estimate shown reflects your entered expenses. Actual coverage may be higher if additional treatment is needed.
Example: Ohio Workers' Comp Calculation
Suppose a worker in Ohio earning $1,000 per week suffers a temporary total disability lasting 12 weeks with $10,000 in medical bills:
- Weekly benefit: $1,000 x 66.7% = $667/week
- Capped at state max: $667/week (within cap)
- Total wage replacement: $8,000 (12 weeks)
- Medical coverage: $10,000 (100% of reasonable expenses)
- Total estimated compensation: $18,000
Frequently Asked Questions - Ohio Workers' Comp
What is the maximum weekly workers' comp benefit in Ohio?
The maximum weekly workers' compensation benefit in Ohio is $1,071. This cap is applied after calculating your benefit as 66.7% of your average weekly wage. If your calculated benefit exceeds this maximum, you will receive the maximum amount.
How long is the waiting period for workers' comp in Ohio?
Ohio has a 7-day waiting period before wage replacement benefits begin. If your disability lasts more than 14 days, benefits become retroactive and you'll be paid for the waiting period as well.
How long do I have to file a workers' comp claim in Ohio?
In Ohio, you have 2 years from the date of injury to file a workers' compensation claim. You should report the injury to your employer as soon as possible, typically within 30 days, to protect your rights.
Is Ohio a monopolistic workers' comp state?
Yes, Ohio is a monopolistic state, meaning workers' compensation insurance is provided exclusively through the state fund. Private insurance is not available for workers' compensation coverage.
How is the average weekly wage calculated in Ohio?
In Ohio, the average weekly wage (AWW) is typically calculated by taking your total earnings over a 52-week period (or shorter if employed less than a year) and dividing by the number of weeks worked. This includes regular wages, overtime, bonuses, and other forms of compensation.
