By Ziv Shay | Updated April 2026
Temporary total disability benefits are paid when an injured worker cannot work at all during recovery. TTD benefits typically equal two-thirds (66.67%) of the worker's average weekly wage, subject to state maximum and minimum caps. Benefits continue until the worker reaches maximum medical improvement (MMI) or returns to work, whichever comes first.
Enter your employment and injury details below for an instant estimate of your workers' comp benefits.
Note: Workers' comp generally covers 100% of reasonable and necessary medical expenses. The medical coverage estimate shown reflects your entered expenses. Actual coverage may be higher if additional treatment is needed.
Worker must be completely unable to perform any work duties due to the workplace injury. A treating physician must certify the worker's total disability status.
| State | Max Weekly | Comp Rate | Waiting Period |
|---|---|---|---|
| Iowa | $1,968 | 80% | 3 days |
| Illinois | $1,796 | 67% | 3 days |
| Massachusetts | $1,796 | 60% | 5 days |
| New Hampshire | $1,778 | 60% | 3 days |
| Washington D.C. | $1,648 | 67% | 3 days |
| California | $1,619 | 67% | 3 days |
| Connecticut | $1,573 | 75% | 3 days |
| Washington | $1,472 | 60% | 3 days |
| Alaska | $1,404 | 80% | 3 days |
| Vermont | $1,358 | 67% | 3 days |
The average duration for temporary total disability (ttd) benefits is approximately 12 weeks. However, this varies significantly based on the severity of the injury, the state where the claim is filed, and individual circumstances.
Many states impose maximum duration limits on certain benefit types. Check your state's specific rules using our calculator above or visit the state-specific page for details.
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