By Ziv Shay | Updated April 2026
Permanent partial disability benefits compensate workers who have a lasting impairment but can still work in some capacity. Benefits are calculated based on the impairment rating assigned by a physician, the body part affected, and the state's schedule of benefits. PPD can be paid as a lump sum or weekly payments.
Enter your employment and injury details below for an instant estimate of your workers' comp benefits.
Note: Workers' comp generally covers 100% of reasonable and necessary medical expenses. The medical coverage estimate shown reflects your entered expenses. Actual coverage may be higher if additional treatment is needed.
Worker must have reached maximum medical improvement (MMI) and received an impairment rating from a qualified physician indicating a permanent loss of function.
| State | Max Weekly | Comp Rate | Waiting Period |
|---|---|---|---|
| Iowa | $1,968 | 80% | 3 days |
| Illinois | $1,796 | 67% | 3 days |
| Massachusetts | $1,796 | 60% | 5 days |
| New Hampshire | $1,778 | 60% | 3 days |
| Washington D.C. | $1,648 | 67% | 3 days |
| California | $1,619 | 67% | 3 days |
| Connecticut | $1,573 | 75% | 3 days |
| Washington | $1,472 | 60% | 3 days |
| Alaska | $1,404 | 80% | 3 days |
| Vermont | $1,358 | 67% | 3 days |
The average duration for permanent partial disability (ppd) benefits is approximately 40 weeks. However, this varies significantly based on the severity of the injury, the state where the claim is filed, and individual circumstances.
Many states impose maximum duration limits on certain benefit types. Check your state's specific rules using our calculator above or visit the state-specific page for details.
Required in most states. Compare workers-comp quotes for your business.
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